Balancing Art & Science of Risk Selection

Underwriting Team in the Americas

Leadership
Nate Johnson Senior Vice President, Head of Americas Underwriting Email	Kristin Ringland Vice President & Chief Underwriting Officer, US Email	Colin Kearney Assistant Vice President, Chief Underwriting Officer, Canada Email
Wayne Macedo Assistant Vice President, Chief Underwriter, Latin America Email

Leadership
Nate Johnson Senior Vice President, Head of Americas Underwriting Email	Kristin Ringland Vice President & Chief Underwriting Officer, US Email
Colin Kearney Assistant Vice President, Chief Underwriting Officer, Canada Email	Wayne Macedo Assistant Vice President, Chief Underwriter, Latin America Email

Underwriting
Brian Anderson Vice President, Group Reinsurance Email	Travis Brenden Vice President, Underwriting, Group Health Email	Julaine Novak Vice President, Medical Management, Group Health Email
Mike Rieth Vice President, Actuary, Group Reinsurance Email
Philippe Aussel Director, Underwriting, Canada Email	Terry Feeney Director, Underwriting, US Email	Tim Jones Director, Underwriting, US Email
Jennifer Miller Director, Underwriting, Canada Email	Ed Sheehan Director, Underwriting, US Email	Elisabet Cox Senior Underwriting Consultant, US Email
James Dixon Senior Underwriting Consultant, Canada Email	Wendy McDonough Senior Underwriting Consultant, Canada Email	Tyrone Taylor Senior Underwriting Consultant, US Email

Underwriting
Terry Feeney Director, Underwriting Email	Tim Jones Director, Underwriting Email
Ed Sheehan Director, Underwriting Email	Philippe Aussel Senior Underwriting Consultant Email
Elisabet Cox Senior Underwriting Consultant Email	Tyrone Taylor Senior Underwriting Consultant Email

Underwriting Services
Bill Aniton Director, Quality Assurance Email	James Atkins Director, Quality Assurance Email	Tim Beauchamp Manager, Underwriting Systems Email
Pam Bergsten Director, Underwriting Training Email	Joe Desimone Director, Quality Assurance Email
Peter Komsthoeft Vice President, Underwriting Research Email	Don Mayes Assistant Vice President, Underwriting Systems Email	Cindy Mitchell Assistant Vice President, Underwriting Research Email