​Experience, Efficiency in Underwriting Decisions

Underwriting in Canada

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SCOR delivers facultative capacity and support with an emphasis on consistent, competitive offers, fast turnaround time and value-added services. Our underwriting facility has grown to be one of largest providers of facultative services in Canada.

Our staff has an average of 20+ years of experience, including underwriting for direct writing companies. Staff expertise includes financial underwriting, large-case underwriting and in living benefits (disability and critical illness). This knowledge base allows SCOR to maintain an intelligently competitive facultative service by tailoring our services to fit the needs of our clients.

We have a target of 95% decision turnaround within 48 hours of receipt, and if a case decision may take more research we inform the clients of these needs. We welcome ad hoc consultations by phone or email.

SCOR also provides ​periodic underwriting performance meetings with the client’s underwriting management, including dashboard information for both the company and SCOR Canada’s total FAC business. Our Everest operating platform integrates all workflow processes and routine tasks, allowing us to develop client-specific analytics about their facultative business.

The SOLEM Americas Underwriting Manual provides comprehensive up-to-date risk selection guidance for internal underwriters, our client partners’ underwriters and their medical directors.